:root{--ink:#142e3c;--ink-2:#244654;--muted:#61727a;--cream:#f5f1e9;--paper:#fffdf9;--coral:#ef765e;--coral-dark:#d95f49;--line:#d9ddd8;--mint:#dcebe5;--shadow:0 24px 60px rgba(16,44,57,.13)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:"DM Sans",sans-serif;line-height:1.5}button,input,select{font:inherit}button,a{ -webkit-tap-highlight-color:transparent}.site-header{height:82px;max-width:1240px;margin:auto;padding:0 30px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:20;background:rgba(245,241,233,.9);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border-bottom:1px solid rgba(20,46,60,.06)}
@media(min-width:651px){.site-header{padding-top:env(safe-area-inset-top)}}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;font-family:Manrope,sans-serif;font-size:20px;font-weight:800}.brand-mark{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--coral)}.brand-mark svg{width:20px;fill:none;stroke:#fff;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}nav{display:flex;gap:38px}nav a{color:var(--ink-2);font-size:14px;font-weight:600;text-decoration:none;transition:color .2s}nav a:hover{color:var(--coral-dark)}button{cursor:pointer}.outline-button{min-height:44px;padding:0 18px;border:1px solid #9ba9aa;border-radius:8px;background:transparent;color:var(--ink);display:flex;gap:8px;align-items:center;font-weight:600}.outline-button svg{width:17px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.hero{min-height:590px;padding:72px max(30px,calc((100% - 1180px)/2)) 76px;display:grid;grid-template-columns:1fr 500px;gap:96px;align-items:center;background:radial-gradient(circle at 12% 25%,rgba(220,235,229,.9),transparent 30%),var(--cream)}.hero-copy{max-width:570px}.eyebrow{margin:0 0 20px;color:var(--coral-dark);letter-spacing:.14em;font-size:12px;font-weight:800}.hero h1{font-family:Manrope,sans-serif;font-size:clamp(46px,5vw,71px);line-height:1.06;letter-spacing:-.05em;margin:0}.hero h1 em{color:var(--coral);font-style:normal}.intro{max-width:520px;margin:26px 0 28px;color:var(--muted);font-size:18px;line-height:1.7}.trust-row{display:flex;gap:25px;color:var(--ink-2);font-size:13px;font-weight:600}.trust-row span{display:flex;align-items:center;gap:7px}.trust-row svg{width:18px;height:18px;fill:none;stroke:var(--coral);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.calculator-card{background:var(--paper);border:1px solid rgba(20,46,60,.08);border-radius:18px;box-shadow:var(--shadow);padding:30px 32px}.card-heading{display:flex;align-items:center;justify-content:space-between;margin-bottom:25px}.card-heading>div{display:flex;align-items:center;gap:12px}.card-heading h2{font:700 22px Manrope,sans-serif;margin:0}.step{font-weight:800;color:var(--coral);font-size:12px;border:1px solid #f3b2a5;border-radius:50%;height:32px;width:32px;display:inline-grid;place-items:center}.reset-button{border:0;background:transparent;color:var(--muted);font-size:13px;text-decoration:underline;text-underline-offset:3px}.field-group{margin-bottom:23px}.field-group label,.label-row label{display:block;color:var(--ink-2);font-weight:700;font-size:13px;margin-bottom:8px}.label-row{display:flex;justify-content:space-between}.label-row span{font-size:13px;color:var(--coral-dark);font-weight:700}.input-shell,.select-shell{height:52px;border:1px solid #cbd2cf;border-radius:8px;background:#fff;display:flex;align-items:center;padding:0 15px;transition:border .2s,box-shadow .2s}.input-shell:focus-within,.select-shell:focus-within{border-color:var(--coral);box-shadow:0 0 0 3px rgba(239,118,94,.15)}.input-shell span{color:var(--muted);font-weight:600}.input-shell input,.select-shell select{min-width:0;width:100%;border:0;outline:0;background:transparent;color:var(--ink);font-size:16px;font-weight:700}.input-shell input::-webkit-inner-spin-button{display:none}.range{width:100%;height:4px;margin:17px 0 0;display:block;accent-color:var(--coral);cursor:pointer;-webkit-appearance:none;appearance:none;border-radius:20px;background:linear-gradient(to right,var(--coral) var(--range-fill,0%),#dfe4e0 var(--range-fill,0%))}
.range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--coral);box-shadow:0 2px 8px rgba(16,44,57,.28);cursor:pointer;margin-top:-11px}
.range::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--coral);box-shadow:0 2px 8px rgba(16,44,57,.28);cursor:pointer}
.range::-moz-range-track{height:4px;border-radius:20px;background:#dfe4e0}
.range::-webkit-slider-runnable-track{height:4px;border-radius:20px;background:#dfe4e0}.range-labels{display:flex;justify-content:space-between;margin-top:6px;color:#899597;font-size:11px}.split-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.select-shell{position:relative}.select-shell select{appearance:none}.select-shell svg{width:18px;fill:none;stroke:var(--muted);stroke-width:2;pointer-events:none}.primary-button{width:100%;height:54px;border:0;border-radius:8px;color:#fff;background:var(--coral);font-weight:800;display:flex;align-items:center;justify-content:center;gap:12px;box-shadow:0 8px 18px rgba(217,95,73,.23);transition:background .2s,transform .2s}.primary-button:hover{background:var(--coral-dark);transform:translateY(-1px)}.primary-button svg{width:18px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.results-section{background:var(--ink);color:white;padding:48px max(30px,calc((100% - 1180px)/2)) 34px}.results-top{display:grid;grid-template-columns:1fr 220px 1fr;align-items:center;gap:60px}.payment-summary p{font-size:11px;letter-spacing:.14em;font-weight:800;margin:18px 0 7px;color:#c3d0d4}.payment-summary>div{display:flex;align-items:baseline;gap:8px}.payment-summary strong{font:800 56px Manrope,sans-serif;letter-spacing:-.05em}.payment-summary>div span,.payment-summary small{color:#aebcc1}.coral{border-color:var(--coral);background:var(--coral);color:white}.donut{--p:86;width:176px;aspect-ratio:1;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--coral) calc((100 - var(--p))*1%),#f6eee3 0);position:relative}.donut:after{content:"";position:absolute;inset:20px;background:var(--ink);border-radius:50%}.donut div{position:relative;z-index:1;display:grid;text-align:center}.donut strong{font:800 26px Manrope,sans-serif}.donut span{font-size:11px;color:#b6c4c7}.cost-summary>div{display:flex;justify-content:space-between;padding:11px 0;color:#b8c5c9;font-size:14px}.cost-summary strong{color:white}.cost-summary .total-row{border-top:1px solid rgba(255,255,255,.2);margin-top:5px;padding-top:17px;color:white;font-weight:700}.total-row strong{font-size:18px;color:var(--coral)}.bar-legend{margin-top:34px}.stacked-bar{height:8px;display:flex;border-radius:20px;overflow:hidden;background:#244654}.stacked-bar span:first-child{width:86%;background:#f6eee3}.stacked-bar span:last-child{width:14%;background:var(--coral)}.bar-legend>div:last-child{display:flex;gap:25px;justify-content:flex-end;margin-top:10px;color:#b6c4c7;font-size:11px}.key{display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:7px}.key.navy{background:#f6eee3}.key.coral-key{background:var(--coral)}.disclaimer{text-align:center;color:#86999f;font-size:10px;margin:24px 0 0}.how-it-works{padding:82px max(30px,calc((100% - 1180px)/2)) 100px;background:var(--paper);text-align:center}.how-it-works h2{font:800 clamp(30px,4vw,44px) Manrope,sans-serif;letter-spacing:-.04em;margin:0 0 42px}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:left}.steps-grid article{padding:28px;border-top:1px solid var(--line)}.steps-grid article>span{color:var(--coral);font-weight:800;font-size:12px}.steps-grid h3{margin:14px 0 8px;font:700 18px Manrope,sans-serif}.steps-grid p{color:var(--muted);margin:0;font-size:14px}.toast{position:fixed;right:24px;bottom:calc(24px + env(safe-area-inset-bottom));background:var(--ink);color:white;padding:13px 18px;border-radius:8px;box-shadow:var(--shadow);font-size:13px;transform:translateY(20px);opacity:0;pointer-events:none;transition:.25s;z-index:30;max-width:calc(100vw - 36px)}.toast.show{transform:none;opacity:1}:focus-visible{outline:3px solid #f5a18f;outline-offset:3px}
@media(max-width:900px){nav{display:none}.hero{grid-template-columns:1fr;gap:45px;padding-top:54px;min-height:auto}.hero-copy{max-width:680px}.calculator-card{max-width:600px;width:100%;margin:auto}.results-top{grid-template-columns:1fr 180px 1fr;gap:28px}}
@media(max-width:650px){.site-header{height:68px;padding:0 18px}.outline-button{font-size:0;width:44px;padding:0;justify-content:center}.outline-button svg{width:20px}.hero{padding:45px 18px 55px}.hero h1{font-size:43px}.intro{font-size:16px}.trust-row{align-items:flex-start;flex-direction:column;gap:10px}.calculator-card{padding:25px 20px}.split-fields{grid-template-columns:1fr;gap:0}.results-section{padding:42px 20px 30px}.results-top{grid-template-columns:1fr 130px;gap:20px;align-items:start}.payment-summary strong{font-size:48px}.donut{width:128px}.donut:after{inset:15px}.cost-summary{grid-column:1/-1}.bar-legend>div:last-child{justify-content:flex-start}.how-it-works{padding:65px 18px}.steps-grid{grid-template-columns:1fr}.steps-grid article{padding:22px 8px}.toast{left:18px;right:18px;bottom:calc(18px + env(safe-area-inset-bottom));text-align:center}}
@media(max-width:480px){.results-top{grid-template-columns:1fr;gap:26px;justify-items:center;text-align:center}.payment-summary>div{justify-content:center}.payment-summary p,.payment-summary small{text-align:center}.donut-wrap{order:-1}.cost-summary{width:100%}.cost-summary>div{font-size:14px}.range-labels{font-size:12px}.primary-button{min-height:56px}}
.schedule-section{background:var(--cream);padding:48px max(30px,calc((100% - 1180px)/2)) 60px}
.schedule-section .card-heading{margin-bottom:24px}
.schedule-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:thin}
.schedule-table{width:100%;border-collapse:collapse;min-width:600px}
.schedule-table th,.schedule-table td{padding:12px 16px;text-align:right;border-bottom:1px solid var(--line);font-size:14px}
.schedule-table th{text-align:left;color:var(--muted);font-weight:600;font-size:12px;letter-spacing:.05em;background:var(--paper);position:sticky;top:0}
.schedule-table th:first-child,.schedule-table td:first-child{text-align:left;color:var(--ink-2);font-weight:600}
.schedule-table td{color:var(--ink)}
.schedule-table tr:hover td{background:#fff}
.schedule-table .schedule-ellipsis td{text-align:center;color:var(--muted);font-style:italic;padding:8px;background:transparent}
.schedule-summary{margin-top:18px;color:var(--muted);font-size:13px;text-align:right}
.field-hint{margin-top:6px;color:#899597;font-size:11px}
@media(max-width:900px){.schedule-table{min-width:580px}}
@media(max-width:650px){.schedule-section{padding:32px 18px 40px}.schedule-table th,.schedule-table td{padding:10px 12px;font-size:13px}.schedule-summary{text-align:left}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
.brand-logo{width:auto;height:36px;object-fit:contain}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.about-copy{max-width:720px;margin:36px auto 0;color:var(--muted);font-size:15px;line-height:1.7}
.sponsor-banner{margin:18px auto 0;display:flex;align-items:center;justify-content:center;gap:12px;flex-wrap:wrap;max-width:600px;padding:14px 18px;border:1px dashed rgba(20,46,60,.18);border-radius:12px;background:rgba(255,255,255,.55)}
.sponsor-brand{display:flex;align-items:center;gap:9px}
.sponsor-logo{width:auto;height:30px;flex:none;object-fit:contain}
.sponsor-name{font:800 15px Manrope,sans-serif;color:var(--ink);letter-spacing:-.01em}
.sponsor-name span{color:var(--coral)}
.sponsor-by{font-size:11px;color:var(--muted);font-weight:600}
.sponsor-link{color:var(--ink-2);font-weight:700;font-size:13px;text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(20,46,60,.25);transition:color .2s}
.sponsor-link:hover{color:var(--coral-dark)}
.sponsor-dot{width:4px;height:4px;border-radius:50%;background:var(--coral);display:inline-block}
@media(max-width:480px){.sponsor-banner{flex-direction:column;gap:10px;text-align:center}}